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e.g. general liability, carpentry, vacant, etc.

  • 1-4 Family Dwellings (Commercial Lines)

    Single locations or schedules of 1 to 4 Family Dwellings. Acceptable dwellings owned by individuals or corporate investors for rental purposes.  You can also quote multi-family units even if the owner occupies one of the units. Property and/or GL. Property will exclude wind tier 1 and some parts of tier 2 counties. Contact SCU underwriter for coastal property with wind.

  • 1-4 Family Dwellings (DPP)

    Quote indications for 1-4 Family Dwellings (DPP).  Single locations 1 to 4 family dwellings. Property will exclude wind tier 1 and some parts of tier 2 counties. Contact SCU underwriter for coastal property with wind.

  • 1-4 Family Dwellings (Personal GA IL OH PA VA)

    Single locations 1 to 4 family dwellings in GA, IL, OH, PA and VA.  Property will exclude wind tier 1 and some parts of tier 2 counties.  Contact SCU underwriter for coastal property with wind.

  • Allied Health

    Various allied health care (aestheticians, aromatherapies, art therapy, athletic trainer, beautician/barber, corrective therapist, cosmetologist, dance therapy, dental assistant, hygienist, dietician, EEG technician, first aid/cpr trainer, health education, message therapist, personal trainer, pet therapist, physical therapist, social worker and many more). Property and/or GL + E&O.  Property will exclude wind tier 1 and some parts of tier 2 counties.  Contact SCU underwriter for coastal property with wind.

     

     

     

     

  • Apartments

    Risks with swimming pools can be considered. Over 7 stories must be 100% sprinklered.  Property and/or GL.  Property will exclude wind tier 1 and some parts of tier 2 counties. Contact SCU underwriter for coastal property with wind.

  • Artisan / Trade Contractors

    Artisan and trade contractors with payroll up to $500,000 and up to 50% sub-contracted work. New ventures considered.  Property and/or GL.  Property will exclude wind tier 1 and some parts of tier 2 counties.  Contact SCU underwriter for coastal property with wind.

  • Arts & Culture/Performing Arts

    Classes: Art Galleries, Museums, Performing Arts and Theater. The ALL-IN-ONE nonprofit product provides performing arts organizations and art/cultural organizations the opportunity to elect General Liability, Property, Inland Marine, and Directors & Officers/Employment Practices Liability coverage all through one policy.  Property will exclude wind tier 1 and some parts of tier 2 counties. Contact SCU underwriter for coastal property with wind.

  • Beauty/Nail Salon/Barber Shop

    Beauty & Nail Salons, Barber Shops with professional liability included. New ventures eligible!  Property and/or GL + professional.  Property will exclude wind tier 1 and some parts of tier 2 counties. Contact SCU underwriter for coastal property with wind.

  • Child Care (Commercial)

    Quote indications for Child Care (Commercial). General Liability, Professional Liability and Child Molestation coverage are all available and there is no liabilty deductible.

  • Child Care (Residential)

    Quote indications for Child Care (Residential). General Liability, Professional Liability and Child Molestation coverage are all available and there is no liabilty deductible.

  • Clothing Store

    Quote a policy tailored for stores selling clothing, shoes, accessories or leather goods with up to 7500 square feet. Theft and water damage are available!

  • Commercial Umbrella/Excess Liability
  • Community Association Package

    Package indications for associates (HOA, Office parks, etc). Depending on the nature of the risk and location coverage can include D&O, GL, Property and Umbrellas.

  • Comprehensive Personal Liability

    Quote our monoline liability product to fill the void where a standard Homeowner's policy is hard to find. Quote indication for primary personal liability for insured or tenant occupied, one, two, three or four family dwelling.

  • Concessionaire and Vendor
  • Condo Mini

    Condo Mini is a package product that targets small Residential Condominium Associations (five units or less) without swimming pools.  Get a quick quote today that provides General Liability, Property, Directos & Officers Liabiltiy including Employment Practices Liability.

  • Condo/Renters Product

    Available for owner occupied, tenant occupied or rented units. You can quote our HO-6 product with contents limits up to $100,000 and liability limits up to $1,000,000. Short-terms rentals are eligible.

  • Contractor's Equipment
  • Convenience Stores/Delicatessens/Grocery

    Quote indications for Convenience, Deli and Grocery Stores.  Alccohol sales less than 75% and gasoline sales less than 75% are eligible.  We will consider new ventures, 24 hour operations, risks with commercial cooking, and up to 4000 square feet.

  • Cyber
  • Electronic Store

    Quote indications for appliance, camera, computer, radio, stereo, television, and video game stores.Crime coverage is available!

  • Employment Practices Liability

    Quote indicator for EPLI on for profit organizations with fewer than 200 employees and less than two EPL claims in five years.  Product advantages include defense outside the limit of liability and coverage for violations of the Fair Labor Standards Act.

  • Excess Comprehensive Personal Liability
  • Excess Personal Umbrella
  • Fitness Centers

    Quote indications for exercise facilities and fitness centers with up to $2,000,000 in revenues.  Coverages include General Liability, Professional Liability, Physical and Sexual Abuse as well as an optional sub-limit for tanning beds.

  • Flood

    Private flood quotes for residential and commercial risks in inland areas. Quotes in V zones as well as COBRA risks.

  • Home Based Business

    Get indications for small, home based businesses with exposures that are either limited or excluded by the ISO Homeowners Product.

  • Inland Marine - Builder's Risk
  • Janitorial Services

    Your online quote is rated on number of employees. Essential coverages such as GL, Contractors Equipment, Rental Reimbursement, Lost Key Coverage and a Property Damage Extenstion are included.

  • Land Leased to Others

    Get a quote for Land Leased to Others - a product designed for land that is not vacant, but is leased to others for use. Targeting applicants seeking to cover a lessor's risk exposure for their land.

  • Laundromats

    Quote both attended and unattended Laundromats online. You can also quote facilities open 24 hours, or facilities offering dry cleaning or tailoring. 

  • Lawn Care
  • Lessor's Risk Only

    Quote indications for business owner's renting the premises to one of over 100 classes of office or mercantile operations, including buildings with apartments.

  • Liquor Stores

    Quote indications for Liquor Stores or beer distributors with less than 20,000 square feet.  Drive through stores are eligible.

  • Long Shot

    Quote indications for prize indemnification coverage for hole in one contests. Additional insureds can be included at no cost, and prize value up to and including $50,000 per hole. Available monoline.

  • Main Street Mercantile

    Quote indications for over 100 classes of mercantile businesses.  New ventures are eligible.

  • Medical Providers
  • MICK
  • MicroTek Pak
  • Mobile Home Parks

    Quote indications for Mobile Home Communities with up to 150 homes sites per location.  Coverage is available for Mobile Home units that are owned and leased to others.

  • Non Profit Directors & Officers

    Quote Directors & Officers along with EPLI for all types of non profit organizations with up to $2 million in annual revenue and less than 200 employees. Coverage features include a seperate & additional limit for EPLI, defense outside the limits and a Lifetime Occurence Reporting provision!

  • Office

    This product provides a comprehensive bundle of coverage for over 50 specific office classes such as Accountants, Advertising Agencies, Answering Services, Draftsmen, Insurance Agencies, Medical Offices, Real Estate Offices, and more.

  • Personal Umbrella

    Quote indications for Personal umbrella. Minimum attachments $300,000 CSL HO, 250/500/100 or  $300,0000 CSL auto.   Limits up to 5MM.

  • Property Managers
  • Real Estate Agents E&O

    Quote indications for real estate agents with 65% or more of income from residential sales and fewer than 15% from agent.  Those with  more than 10% of income from one building or one location/development do not qualify for this program.

  • Residential Condominium Unit Owners

    A quote designed for the investor who owns condo units for rental purposes.  Timeshare or seasonal units are acceptable and there is no restriction on the length of time they are rented.

  • Restaurants

    Quote indications for restaurants, bars and taverns with gross sales less than $600,000.  Property coverage option provided if property is not located on a barrier island or less than 2 miles from the ocean (less than 5 miles for Frame).

  • Special Events Liability

    Eligible events can be covered for GL, Liquor Liability or both! Volunteers, temporary or leased workers and committe members are automatically covered as insureds. Coverage is provided for Medical Payments and Damage to Rented Premises. Property owner can be added as an additional insured for free!  Not applicable for more than one event.

  • Specialty Non Profit Package
  • Specialty Training School

    Offering a comprehensive insurance product for specialty schools, including athletic instruction, music training, tutoring services, and cooking instruction, to name a few. Liability limits of liability up to $5M and Maximum Property Values up to $3M.

  • Specified Professions

    Quote errors & omissions coverage for more than 30 classes of business including claims adjusters, tax preparers, notaries, event planners and more! Coverage includes defense outside the limits, personal injury coverage and duty to defend wording.

  • Storefront Community Church
  • Truckers

    Quote indications for trucking operations with payroll up to $500,000 and 10 power units.

  • Vacant Building
  • Vacant Land

    Quote indications for applicants owning land up to 500 acres at any one location that is completely vacant, not leased to others, and has no construction activity scheduled to occur during our policy term.

  • Vacant Land (Personal)
  • Wedding
  • Youth Sports